Monday, July 27, 2026

The Ten Commandments of Valuation Modeling (AVM and CAMA)

Most assessing offices still follow the traditional one-step CAMA process. We believe the industry needs a clearer, more disciplined standard.

Today I am sharing a condensed version of The Ten Commandments of Valuation Modeling on Substack and Patreon. These ten non-negotiable principles cover everything from percentile-based sampling and holdout testing to time as an independent variable, systematic outlier removal, and the validation of OLS assumptions required for true BLUE status.

The full 14-page chapter — with detailed explanations and practical guidance — will appear as Chapter 1 in my upcoming book:

Beyond the Median: How to Unmask the Multi-Million Dollar Appeals Tsunami in Modern Mass Appraisal

If you work in assessment, serve on a VAB or Review Commission, or consult in this space, these Commandments offer a practical code of practice you can apply immediately.

Read the condensed version here: 

Link to Article on Patreon

Link to Article on Substack

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The Ten Commandments of Valuation Modeling (AVM and CAMA)

Most assessing offices still follow the traditional one-step CAMA process. We believe the industry needs a clearer, more disciplined standar...